Nirmal Investment

Our Additional Services

Claim settlement

Claim settlement refers to the process of an insurance company approving and disbursing the agreed-upon benefits or compensation to the policyholder or beneficiary after a valid insurance claim is filed, ensuring financial coverage for covered losses or events.

Survival Benefit Amount Payable

Survival benefit amount is a fixed sum paid to the policyholder by an insurance company when the insured individual survives till the maturity date of the policy. It represents a pre-determined portion of the total policy benefits.

Maturity amount

Maturity amount is the lump sum payment made by an insurance policy or investment plan to the policyholder when the policy reaches its maturity date. It includes the principal amount and any accrued interest or profits.

Death Claim

A death claim is a request made to an insurance company by the beneficiaries of a life insurance policy after the insured person's death. The insurer pays out a predetermined sum, the death benefit, to the beneficiaries upon approval of the claim.

Credit Facilitie

Credit facilities are financial services offered by banks or financial institutions, encompassing loans, credit lines, and credit cards. They provide individuals and businesses with access to funds for various purposes, such as investments, working capital, or personal expenses.

Surrender Of Policies

Surrender of policies is the voluntary termination of an insurance policy before its maturity date. The policyholder receives a surrender value, which is a portion of the accumulated funds, in exchange for forfeiting the policy's coverage and future benefits.

Change of Mode/Change of Nominee/Change of Address/NEFT Registration etc.

Change of Mode, Nominee, Address, and NEFT Registration are policy updates in insurance. They allow policyholders to modify payment frequency, nominee information, contact details, and banking details for premium payments, ensuring accurate and convenient policy management.